These Terms and Conditions ("Terms") govern your use of the services provided by Unlock SBA 7a Loan ("we," "us," or "our") in relation to the application process for SBA 7a loans. By using our services, you agree to comply with these Terms. Please read these Terms carefully before using our services.

1. Service Description: Unlock SBA 7a Loan provides assistance and guidance to clients in applying for SBA 7a loans. We help clients navigate the application process, gather necessary documentation, and submit their applications to relevant authorities.

2. Eligibility: You must meet the eligibility criteria set by the Small Business Administration (SBA) to qualify for an SBA 7a loan. We do not guarantee loan approval, and eligibility determination is solely based on the criteria established by the SBA and participating lenders.

3. Application Process: Our services include reviewing your financial information, preparing loan documentation, and submitting your application to lenders or authorized SBA agents. We strive to provide accurate and timely assistance but cannot guarantee loan approval or specific timelines for application processing.

4. Fees: We may charge fees for our services, which will be disclosed to you before initiating any work on your behalf. Fees are non-refundable once services have been rendered, except as required by law.

5. Client Responsibilities: You are responsible for providing accurate and complete information during the application process. You must also comply with all applicable laws, regulations, and requirements related to SBA 7a loans.

6. Privacy: Your privacy is important to us. We collect, use, and disclose your personal information as described in our Privacy Policy. By using our services, you consent to our data practices outlined in the Privacy Policy.

7. Intellectual Property: All content, materials, and intellectual property provided through our services are owned or licensed by us. You may not use, reproduce, or distribute our content without prior written permission.

8. Limitation of Liability: We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or inability to obtain an SBA 7a loan. Our liability is limited to the extent permitted by law.

9. Governing Law: These Terms are governed by the laws of Maryland, without regard to conflicts of law principles.

10. Changes to Terms: We reserve the right to modify or update these Terms at any time. Changes will be effective upon posting on our website or notifying you through other means. Your continued use of our services after changes indicates your acceptance of the updated Terms.

11. Contact Us: If you have any questions or concerns about these Terms or our services, please contact us at [email protected].

By using our services, you agree to abide by these Terms and Conditions. If you do not agree with any part of these Terms, please do not use our services.